Computer is Now Your Personal CFO
Major investment firms, retail traders, and six of the Mag 7 use Perplexity for financial work. Perplexity is also a personal finance hub. More than 75% of Perplexity users visit monthly to ask financial questions.
Today, through the financial data network Plaid, users can securely link bank accounts, credit cards, and loans to Perplexity, extending a recent Plaid integration that connected brokerage accounts.
As Plaid connects to thousands of financial institutions, the result is a complete financial picture in one place.
Once users connect their accounts, Perplexity Computer can analyze their spending patterns, build custom trackers, and calculate net worth across all linked accounts. Instead of relying on pre-set dashboards, people can ask freeform questions about their finances.
A single, secure hub
The average person uses nearly three financial apps to manage budgeting and investing. That means juggling multiple passwords and platforms just to see a holistic view of their finances.
With Perplexity and Plaid, users can consolidate their financial information into a single, secure, highly personalized hub. The Plaid integration provides read-only access, and user data never touches Perplexity’s servers.
Plaid powers secure connections between consumers and 12,000+ financial institutions, including Robinhood, Schwab, Fidelity, Chase, Vanguard, and more. With the Plaid integration, Perplexity users can:
Link credit cards to track spending by category with full detail of their transactions
Connect mortgages, auto loans, and student loans to monitor their balances and payment history
Combine bank, investment, and other accounts for a complete view of their net worth
Powerful analysis and tools
The deeper value comes from using Computer to perform sophisticated analysis and build customized tools like charts, Excel models, interactive dashboards, and full financial apps. Examples include:
Net worth calculator: “Connect my checking account, my brokerage account, and my student loans, then build a net worth dashboard that updates daily"
Custom budget tracker: “Using my transactions, build me a monthly budget tracker with categories for rent, groceries, dining, and entertainment.”
Debt payoff planner: “Using my credit card and loan balances, interest rates, and minimum payments, build me a debt payoff plan.”
Retirement dashboard: “Using my brokerage, 401(k) investments, age, and monthly contributions, create a retirement readiness dashboard that shows if I’m on pace for my goal.”
Cash flow forecast: “Using my income, bills, and transaction history, create a cash flow forecast and flag weeks where my checking account falls below my target balance.”
Dashboards and other tools built in Computer can monitor finances in real time in the background, giving users ongoing access to advisor-like intelligence.
Visit our prompt library to see more finance-related prompts.
Built on trusted data
Every personal finance analysis in Perplexity draws on real-time financial data from authoritative sources like FactSet, Coinbase, Nasdaq, S&P Global, and SEC filings. Users can hover over any cited figure in Perplexity to see its source and link to the original document.
Perplexity combines real-time, permissioned data through Plaid with investment-grade data and research, to deliver informed analysis and guidance tailored to their financial situation.
We plan to add crypto wallets, real estate, and other asset types to personal finance in the future.
The Plaid integration is now available on desktop to all signed-in users in the US and Canada, with mobile and other countries to follow.
Standard users can link their portfolio, access basic features on the Portfolio page, and query Perplexity about their finances. Advanced Computer-powered capabilities are exclusive to Pro and Max subscribers.